Can Someone Sue if They Get Hurt on Your Property?
Spring is right around the corner. Before long, people will be gathering with family and friends once more. It’s been a very long year with COVID-19 driving most of us into our homes for days on end. The hope is that one day in the near future, things will start to return to normal. When you do start to visit your neighbors once again, there’s always the chance that you could fall and get hurt. If you’re at someone’s house and fall or get hurt, you’re probably going to suffer an injury of some sort. That’s when it’s time to call and talk to an Arizona personal injury attorney.
When people call and talk to our lawyers, one of the first things they say is that they don’t want to sue a friend. Arizona personal injury attorneys completely understand. They wouldn’t want to sue a friend or neighbor either. The problem is that, if you get hurt on their property, you may not have a choice. You could end up with thousands of dollars in medical bills. Unless you want to pay them out of your own pocket, you need to take legal action. The good news is that most of these cases settle. And, for the most part, the defendant has insurance that covers your injuries. Here, we’ll talk about what happens when you’re left with no option but to pursue your neighbor in a personal injury lawsuit.
Most Personal Injury Lawsuits are Resolved with the Defendant’s Insurance Company
Almost all property owners have insurance on their homes. If somebody has a mortgage on their property, they’re legally required to carry homeowner’s insurance. If they own their house outright, it’s in their best interest to carry insurance. This means that, if you do get hurt, your neighbor probably has insurance to cover your medical bills. Your neighbor may not even realize that you’ve filed legal action. Sure, they’ll get notice of your claim in the mail. But they probably won’t take it personally. As long as the money doesn’t come out of their pocket, why should they care?
Of course, there’s always the chance that the insurance company will refuse to pay your claim. If this happens, your Arizona personal injury attorney will try to negotiate a settlement. If this doesn’t work, you won’t have any choice but to file a civil lawsuit. The last thing you want to do is ruin a friendship with your neighbor. Your Arizona personal injury attorney knows how you feel. You can discuss your reservations with your lawyer. Then the two of you can decide how best to proceed.
Your Arizona Personal Injury Attorney Will Likely Settle Your Lawsuit
One thing you have to remember is that there’s a good chance your case will settle. The odds of it going to trial are slim. Plus, your neighbor’s insurance policy will probably cover your damages. The only way you’d have to pursue your neighbor personally for damages is if your damages exceed their coverage. The other time this could happen is if you find out they have no insurance, or their insurance lapsed. In this case, your Arizona personal injury attorney will need to pursue them personally.
Your Arizona Personal Injury Attorney Will Provide You with Options
If you decide that you just can’t sue your friend or neighbor, let your Arizona personal injury attorney know. If you don’t want to file suit, you don’t have to. Just keep in mind, if your health insurance covered your injuries, they may demand that you pursue the claim. Since every case is unique, you’ll have to discuss this with your attorney and find out what your options are. You may have to sue. Otherwise, the insurance company could come after you for reimbursement. Rather than let this happen, you may have no choice. However, make sure you do this within two (2) years of the date of your injury. Otherwise, you’ll miss the statute of limitations and your case will be dismissed.
Call and Discuss Your Case with an Experienced Arizona Personal Injury Attorney
If you or your loved one are hurt while at a neighbor’s house, you do have options. Call and speak with an experienced Arizona personal injury attorney to find out what to do next. The initial consultation is free, and you don’t have to pay anything until your case is resolved.