What to Do If Insurance Denies Claim in Arizona
In order to drive in the state of Arizona, you need to carry auto insurance. There are a couple of reasons for this. First, they want to know that if anyone gets hurt in a car accident, there is insurance to cover their injuries. Second, they want to hold drivers accountable for any physical damage they cause to other people’s property. If people didn’t carry insurance to cover these things, the responsibility would fall back on the state. That’s the last thing the government wants to happen.
After paying for car insurance for years, the last thing you want to find out is that your insurance company won’t pay your claim. It’s just as frustrating if the other driver’s insurance carrier rejects your claim. Why bother paying for insurance if they aren’t there when you need them to be? Sadly, this happens more than you may think. The good news is that personal injury lawyers in Arizona know how to handle cases like this.
Your personal injury attorney in Arizona has a lot of experience dealing with insurance adjusters. They know which companies are more likely to settle their claims. They also know which ones are more willing to put up a fight. When you meet with your attorney for the first time, they’ll ask who the defendant’s insurance company is. Once they hear who they’re dealing with, they’ll have a better idea of how your case will proceed. If they think they have a good chance of settling your case, they’ll let you know. If, on the other hand, they think you’ll need to file suit, they’ll prepare you for this as well.
There is no law that says you have to hire an Arizona personal injury lawyer. You are allowed to handle this on your own. The problem is that the insurance company won’t you as seriously if you aren’t represented by an attorney. They’ll try to get you to take a lowball settlement. They won’t return your phone calls and emails. It may not seem fair, but insurance adjusters take lawyers a lot more seriously than they do regular people. If they don’t think you’re going to take legal action, they have no incentive to resolve your claim.
When you first meet with your personal injury attorney in Arizona, they’re going to ask you to tell them your side of the story. They’ll try to determine who was at fault. If they feel the defendant was responsible for your crash, they’ll help you file your insurance claim. If your claim has already been denied, they’ll help you file a personal injury lawsuit. This is why it’s really important that you go see an attorney as soon as possible after your accident. You only have a certain amount of time to file your claim. This is because of the Arizona statute of limitations. Under Arizona law, you only have two (2) years to file a lawsuit. If you miss this deadline, your claim will be barred forever. Rather than risk missing this filing date, you’re better off meeting with an experienced personal injury lawyer in Arizona sooner rather than later. They’ll make sure your claim is filed in time. They’ll also make sure all of the necessary parties are named in your lawsuit.
This is why it’s in your best interest to call and schedule your free, initial consultation with a skilled lawyer today. Sit down and let someone who has years of experience review your case. This way, they’ll let you know exactly how you should proceed.